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U.S. Bank SKYPASS Visa Business Credit Card Review

The SKYPASS Visa® Business Card is a co-branded airline card for business owners who fly Korean Air. The card offers a bonus miles rewards program of 2 miles per dollar spent on Korean Air ticket purchases, gas, EV charging stations, dining and on cellphone and office supplies. All other purchases earn 1 mile per dollar. There is an annual fee of $99 for account owners and authorized employees. New cardholders receive a 50,000-mile sign-up bonus after making $5,000 in purchases within the first 90 days of opening an account. You will receive two free KAL Lounge coupons and 5% off Korean Air tickets each year for you and a companion.

  • Issuer NameU.S. Bank
  • Annual Fee$99
  • Regular APR22.74% to 29.74%
  • Penalty APR32.49%
  • Balance Transfer Fee3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance FeeConvenience Check Cash Advance: Either 3% of the amount of each advance or $5 minimum, whichever is greater
    Cash Advance ATM/Cash Advance: Either 4% of the amount of each advance or $5 minimum, whichever is greater
    Cash Equivalent Advance: Either 4% of the amount of each advance or $10 minimum, whichever is greater

  • Travel frequently on Korean Air
  • Aren’t looking for redemption flexibility
  • Don’t mind paying an annual fee

Pay for your Korean Air flights to earn 2 miles per dollar and get 5% off the total ticket cost for you and a companion. For other travel expenses like hotels and car rentals, you might consider another business card that offers bonus rewards on general travel.

Editor’s Take

If you do a lot of business travel via Korean Air, this card can help you save on flights. With a solid welcome offer and several popular business spending categories earning bonus miles, the rewards should pile up. You won’t get many of the perks you find with other airline cards, like in-flight discounts, yearly fee credits, free checked bags or companion passes, but travel benefits do protect your trip with insurance and emergency assistance. This isn’t the best choice if you want to add employee cards to your account since each one will incur a $99 annual fee.

Dawn PapandreaContributor

You’ll earn a 50,000-mile sign-up bonus when you make $5,000 in purchases within the first 90 days of opening an account.

You can use your SKYPASS Visa® Business Card for purchases with Korean Air as well as gas, EV charging stations, dining and on cellphone and office supplies to 2 miles per dollar; you’ll get 1 mile per dollar on all other eligible purchases. You’ll earn a 50,000-mile sign-up bonus when you make $5,000 in purchases within the first 90 days of opening an account.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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