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The U.S. Bank FlexPerks® Gold American Express® Card allows you to choose your rewards and offers several valuable travel benefits. The rewards program offers five points per dollar on prepaid hotels and car rental bookings made directly through the FlexPerks Rewards Center; three points per dollar on dining, including takeout and restaurant delivery; two points per dollar for airline tickets, gas and EV charging stations; and one point per dollar on all other purchases. Points can be redeemed for cash back, gift cards, travel or merchandise.
The U.S. Bank FlexPerks® Gold American Express® Card comes with an $85 annual fee, but there’s no foreign transaction fee. The annual percentage rate on the U.S. Bank FlexPerks® Gold American Express® Card is 19.74% to 29.74%, based on your creditworthiness. For purchases over $100, you can choose to pay over time with the ExtendPay Plan that comes with a monthly fee instead of interest.
You can use the U.S. Bank FlexPerks® Gold American Express® Card to earn five points per dollar on prepaid hotels and car rental bookings made directly through the FlexPerks Rewards Center; three points per dollar on dining, including takeout and restaurant delivery; two points per dollar for airline tickets, gas and EV charging stations; and one point per dollar on all other purchases.
Plan to apply for TSA PreCheck or Global Entry, as you can get an automatic statement credit reimbursement on your application fee.
If you need to make a large purchase, the U.S. Bank FlexPerks® Gold American Express® Card doesn’t offer a 0% APR introductory period. However, you can use the U.S. Bank ExtendPay Plan to divide eligible purchases into equal monthly payments, though you’ll pay a fixed monthly fee.
The U.S. Bank FlexPerks® Gold American Express® Card can be helpful if you need to book travel, as you’ll get five points per dollar on qualifying prepaid travel, including hotels and rental cars booked directly in the FlexPerks Rewards Center and two points per dollar with airlines. You’ll also get a statement credit for your TSA PreCheck or Global Entry application fee. These features can help offset the $85 annual fee. However, this card lacks a welcome bonus.
Jessica MerrittContributor
There’s no welcome offer for the U.S. Bank FlexPerks® Gold American Express® Card.
While you won’t earn a welcome offer with the U.S. Bank FlexPerks® Gold American Express® Card, you can earn five points per dollar on prepaid hotels and car rental bookings made directly through the FlexPerks Rewards Center; three points per dollar on dining, including takeout and restaurant delivery; two points per dollar for airline tickets, gas and EV charging stations; and one point per dollar on all other purchases.
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