Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124
The Simmons Visa® is a basic no-frills credit card that offers a low interest rate and has no annual fee. New Simmons Visa® cardholders will get a 12-month 0% annual percentage rate on balance transfers made within 60 days of opening an account. After that, there’s a 15.50% to 23.50% variable APR.
The Simmons Visa® offers a 12-month 0% annual percentage rate on balance transfers made within 60 days of opening an account. While you’ll pay a 5% balance transfer fee or a $10 minimum, whichever is greater, that can offer savings if you face high interest charges with another card. Just be sure to divide your balance by 12 to calculate how much you’ll need to pay each month so you can pay off the balance before interest charges apply.
The Simmons Visa® can be a good option if you need a card with no annual fee and low interest options. It comes with a 12-month 0% annual percentage rate on balance transfers made within 60 days of opening an account. But if you’re looking for lengthy 0% periods, rewards or more cardholder perks, look elsewhere.
Jessica MerrittContributor
There’s no welcome offer with the Simmons Visa®.
The Simmons Visa® doesn’t earn rewards.
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