Physical Address

304 North Cardinal St.
Dorchester Center, MA 02124

Silverton Mortgage Review 2024 | U.S. News

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  • Borrowers with credit scores of 620 or higher 
  • Consumers looking to purchase a home (Silverton does not offer refinance loans) 
  • First-time homebuyers 

The requirements for a home loan with Silverton Mortgage depend partly on which program you choose. First-time homebuyers have a range of choices with low or no down payments and lenient credit requirements.

What Credit Score Do You Need?

First-time homebuyers with a credit score as low as 600 may be eligible for an FHA loan with Silverton Mortgage. Buyers with a 620 or better credit score may qualify for a conventional mortgage with Silverton.

When you’re ready to apply with Silverton Mortgage, follow the steps below. You can apply online, in person, over the phone or by email.

  1. Visit to find an in-person loan originator or start an online application.
  2. Submit your ZIP code to find an originator or Silverton Mortgage branch near you.
  3. To apply online, create an account by supplying your name, phone number and email address.
  4. You can also phone or email a Silverton Mortgage loan originator directly.

Silverton Mortgage offers an on-time closing guarantee with its Silverton Secure+ preapproved mortgage.

Is Silverton Mortgage Reputable?

Silverton Mortgage is a reputable mortgage company, although the 2023 J.D. Power Mortgage Origination Satisfaction Study didn’t profile it. In 2018, it was acquired by Vanderbilt Mortgage and Finance, a Berkshire Hathaway company that has an A+ rating with the Better Business Bureau. In 2023, the Consumer Financial Protection Bureau received 24 mortgage-related complaints about Vanderbilt, most of them about trouble during the payment process. The company provided a timely response to all complaints and closed each with an explanation.

Silverton Mortgage only offers purchase loans, so if you’re interested in refinancing an existing mortgage or taking out a home equity loan or line of credit, you’ll have to look elsewhere.

Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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