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Rise Personal Loans Review 2024| US News
- People who need up to $5,000.
- People with low credit scores.
- People who need funding fast.
Rise doesn’t disclose its minimum eligibility requirements. However, you can get prequalified and check your loan options without a hard credit check.
What Credit Score Do You Need?
Rise does not have a specified minimum credit score.
Rise Credit is located in Texas and provides loan products in 29 states.
Rise offers personal loans of up to $5,000 to borrowers in 33 states. The lender allows borrowers to pick their own repayment schedule and offers lower rates to borrowers who make on-time payments.
You can apply online for a Rise personal loan, which takes just minutes to complete. In order to apply, you’ll need to be at least 18 years old (19 in Alabama and Nebraska); live in one of the states Rise services; have a job or a regular source of income; have an active or valid checking account; and have an email address.
Rise has a five-day risk-free guarantee. If you change your mind about the loan within five business days of receiving the funds, you can return the principal and pay no fees. Also, some borrowers can qualify for a lower annual percentage rate as they make on-time payments, although this feature isn’t available in all states.
Funds are typically available within one business day after approval.
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Rise has an A+ rating with the Better Business Bureau. On Trustpilot, Rise is rated an excellent 4.6 out of 5 based on over 4,200 reviews. In 2022, the Consumer Financial Protection Bureau received one personal-loan-related complaint about Rise.
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