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Princess Cruises Rewards Visa Card Review

The Princess Cruises Rewards Visa® Card is a co-branded travel rewards card that earns points redeemable for Princess cruises, eligible airfare, onboard amenities, gift cards and more. You’ll earn two points per dollar spent on Princess purchases and one point per dollar on all other purchases. New cardholders get a 10,000-point sign-up bonus after spending $500 within 90 days of opening an account, which is enough to redeem for a $100 statement credit on a cruise purchase.

There’s no annual fee, and you can take advantage of a 15-month 0% introductory annual percentage rate on balance transfers made within 45 days of opening an account.

  • Issuer NameBarclays
  • Annual Fee$0
  • Regular APR20.24%, 26.24%, or 29.99% variable based on your creditworthiness
  • Balance Transfer Fee$5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee0% of each transaction in U.S. dollars

  • Cruise with Princess Cruises or other World’s Leading Cruise Line brands.
  • Want to avoid an annual fee and foreign transaction fees.
  • Want to earn a sign-up bonus without a high spending requirement.

The Princess Cruises Rewards Visa® Card has no annual fee, so you can earn Princess Cruises rewards without needing to offset an annual fee. You’ll earn two points per dollar spent on Princess purchases, including onboard purchases. It’s a good idea to earn the 10,000-point sign-up bonus by planning to spend at least $500 within 90 days of opening an account. The bonus is equivalent to a $100 onboard credit.

If you are going to use the card’s 15-month introductory APR on balance transfers, plan to pay off the balance before the 0% rate expires. You can divide the balance by 15 to see how much you need to pay each month

Editor’s Take

The Princess Cruises Rewards Visa® Card can be useful if you frequently cruise with Princess Cruises. It earns two points per dollar spent on Princess purchases and one point per dollar on all other purchases. Still, other cards may earn more on travel, such as Chase Freedom Unlimited®, which earns 5% back on travel purchased through Chase Travel.

Unlike many co-branded cards, the Princess Cruises Rewards Visa® Card doesn’t offer cruise line perks, such as priority boarding, though you can redeem points for cruises and onboard expenses.

Jessica MerrittContributor

After you spend $500 within 90 days of opening an account, you can earn a 10,000-point sign-up bonus.

You can earn the most rewards with the Princess Cruises Rewards Visa® Card when you make purchases with Princess Cruises, whether you’re booking a cruise or making onboard purchases. The 10,000-point sign-up bonus – worth $100 on Princess Cruises – is a good way to jump-start your points earning when you spend $500 within 90 days of opening an account. That’s easy to achieve if you open your card and book a cruise with it.

Points never expire as long as your account remains open and in good standing. They can be redeemed for statement credits toward Princess Cruises, other World’s Leading Cruise Line brands, eligible airfare purchases, as well as onboard credit, gift cards and more.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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