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HSBC Premier World MasterCard Credit Card Review

The HSBC Premier World Mastercard credit card is designed for HSBC Premier customers who want to earn rewards. Premier customers are those who maintain $75,000 in combined U.S. personal deposit and investment balances or who maintain another eligible banking arrangement with HSBC. The card earns two points per dollar on travel and one point per dollar on all other purchases. There is no annual fee for qualifying HSBC Premier customers. If you spend $3,000 or more in the first three months of opening an account, you’ll earn 35,000 bonus points. Benefits include an $85 credit towards TSA PreCheck, expedited screening fees, cellphone protection and savings on Lyft.

  • Issuer NameHSBC
  • Credit NeededGood/Excellent
  • Annual Fee0
  • Regular APR20.99% to 24.99%
  • Penalty APR34.74%
  • Balance Transfer Fee$10 or 4%, whichever is greater, will apply on each balance transfer.
  • Cash Advance FeeEither $10 or 5%, whichever is greater, will apply on each cash advance transaction.

  • Are an HSBC Premier customer
  • Want a basic rewards card focused on travel.
  • Want a no-annual-fee card.

HSBC Premier customers who opt for the HSBC Premier World Mastercard credit card can get some upfront value by earning the welcome offer. From there, if you take advantage of the card’s perks, including cellphone protection and discounts on Lyft, you can maximize it even more.

Editor’s Take

HSBC Premier customers who want a no-annual-fee credit card might find the HSBC Premier World Mastercard credit card worth adding to their wallet. Just don’t expect tons of rewards or benefits. You’ll only get two points per dollar on travel and one point per dollar on all other purchases. On the positive side, the card comes with travel accident and trip cancellation insurance and lost or damaged luggage coverage, plus a statement credit if you purchase TSA PreCheck.

Dawn PapandreaContributor

If you spend $3,000 or more in the first three months of opening an account with the HSBC Premier World Mastercard credit card, you’ll earn 35,000 bonus points.

The HSBC Premier World Mastercard credit card earns two points per dollar on travel and one point per dollar on all other purchases. You should plan to spend $3,000 or more in the first three months of opening an account if you want to earn the 35,000-point sign-up bonus.

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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