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Hilton Honors Surpass Card from American Express Review

How to Maximize Rewards With the Hilton Honors American Express Surpass® Card

Cardholders who make eligible purchases directly with a participating hotel or resort within the Hilton portfolio will earn 12 points per dollar. Earn six points for purchases made at U.S. restaurants, supermarkets and gas stations. Earn three points for all other eligible purchases.

You can earn 170,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new card to make $3,000 in eligible purchases within the first six months of card membership. Offer ends 1/17/2024. And every time you book your reservation online within the Hilton portfolio and use your Hilton Honors American Express Surpass® Card, you will earn 500 bonus points.

Redeem your rewards for free hotel stays, experiences, Lyft rides, shopping at Amazon.com, select car rentals and airline miles.

What Are the Fees Associated With the Hilton Honors American Express Surpass® Card?

  • Annual fee: The Hilton Honors American Express Surpass® Card charges a $95 annual fee.
  • Foreign transaction fee: There is no fee for foreign transactions.
  • Balance transfer fee: The Hilton Honors American Express Surpass® Card does not allow balance transfers.
  • Cash advance fee: Pay either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Penalty fee: Pay up to $40 for a late or returned payment.

Should You Get the Hilton Honors American Express Surpass® Card?

  • Are a frequent guest at Hilton hotels and resorts.
  • Have no plans to carry a card balance.
  • Don’t need the option to transfer a balance from another card.

The information for the Hilton Honors American Express Surpass® Card Credit Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it may be out of date.

Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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