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Choice Privileges Select Mastercard | Credit Cards

Choice Privileges Select Mastercard

The Choice Privileges® Select Mastercard® is the premium hotel credit card for travelers who like to stay at Choice Hotels. It earns ten points per dollar on Choice purchases and five points per dollar on a range of bonus categories, including gas, groceries and phone service. Spend $3,000 within three months of account opening to earn a welcome bonus of 60,000 bonus points, which is enough for up to seven award nights at select properties. When you renew the card, you’ll receive an anniversary bonus of 30,000 points, which is good for up to three reward nights.

As a cardholder, you’ll receive automatic Choice Privileges Platinum Elite Status, which qualifies you for complimentary upgrades, reserved parking, early check-in, late checkout and more. You’ll get TSA PreCheck or Global Entry reimbursement once every four years, plus complimentary cellphone protection and World Elite Mastercard benefits.

  • Issuer NameWells Fargo
  • Credit NeededGood to Excellent
  • Annual Fee$95
  • Regular APR20.99%, 25.24%, or 29.99% Variable APR
  • Balance Transfer Fee5% for each balance transfer, with a minimum of $5.

  • Cash Advance FeeEither $10 or 3% of the amount of each cash advance, whichever is greater

Choice Privileges Select Mastercard

  • Stay at Choice hotels regularly and want to maximize rewards.
  • Want Choice Privileges Elite Status for enhanced benefits.
  • Are willing to pay an annual fee for higher earning power and additional perks.

Choice Privileges Select Mastercard

The Choice Privileges® Select Mastercard® offers tremendous value for people who prefer to stay at Choice Hotels properties. The card earns 10 points per dollar when using your credit card at Choice Hotels, plus it includes complimentary Platinum Elite Status, which provides a 25% bonus on points earned from hotel stays. You’ll also earn five points per dollar on purchases at gas stations, grocery stores, home improvement stores and phone plans from landline and cellphone providers and one point per dollar on all other purchases.

New cardholders who spend at least $3,000 within three months of account opening also receive 60,000 bonus points. Depending on how you redeem them, these points are worth up to seven award nights at Choice Hotel properties. When you renew the card, you’ll receive an anniversary bonus of 30,000 points, which is good for up to three reward nights. With points worth 0.6 cents each, that’s a value of $360 for the welcome bonus and $180 for the anniversary bonus.

Choice Select cardholders receive additional perks that help justify the card’s annual fee. Every four years, you’ll be reimbursed up to $100 when you pay for Global Entry or TSA PreCheck application fees with the card. The card does not charge foreign transaction fees and includes cellphone protection up to $800 per claim. As a World Elite Mastercard, it also comes with additional perks at Lyft, ShopRunner and Instacart.

Editor’s Take

The Choice Privileges® Select Mastercard® is the ideal hotel credit card for travelers who prefer staying at Choice Hotels. It provides automatic Elite Status, elevated earning power and an anniversary bonus each year you renew the card. To justify paying the card’s $95 annual fee, you should take advantage of the card’s bonus categories to maximize rewards. Additionally, its 20 stay credits are a head start toward earning Diamond status, which provides a 50% bonus on paid stays and complimentary breakfast for two each morning.

For travelers who want more flexibility with their hotel choices, the Chase Sapphire Preferred® Card is an excellent choice. It earns unlimited three points on dining and two points on travel worldwide, and it features premium travel protections that many minimal-annual-fee travel cards don’t offer. Its points can be redeemed for cash, travel, gift cards and more, or you can transfer them to 14 airline and hotel partners. Additionally, you’ll receive 25% more value when booking travel through Chase.

New cardholders earn 60,000 bonus points after spending $3,000 within three months of account opening.

Choice Privileges Select Mastercard

To maximize your rewards, start by focusing your spending on the Choice Privileges® Select Mastercard® to earn the card’s welcome bonus. Spending $3,000 within three months of account opening earns 60,000 bonus points, which is enough for up to seven reward nights at Choice Hotels properties.

The card’s bonus categories earn an unlimited five points per dollar on purchases at gas stations, grocery stores, home improvement stores and phone plans from landline and cellphone providers. These bonus categories align with common household purchases, so you can turn your everyday purchases into future stays at Choice Hotels. Cardholders also earn 10 points per dollar when using your credit card at Choice Hotels. Plus, you’ll earn an additional 25% elite status bonus on room charges thanks to the card’s complimentary Platinum Elite Status.

Through the Choice Privileges hotel loyalty program, members can redeem points for hotel stays, gift cards, cruises and more. With more than 7,500 hotels across 22 brands, you can book rooms starting at just 8,000 points per night. Choice also partners with seven airlines where you can convert your hotel points into airline miles.

Choice Privileges Select Mastercard

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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