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Bank of America Alaska Airlines Visa Signature Credit Card Review

The Alaska Airlines Visa Signature® credit card is an airline credit card designed for frequent flyers of Alaska Airlines. It earns 3 miles per dollar on eligible Alaska Airlines purchases, 2 miles per dollar spent on eligible gas, EV charging station, local transit, ride-hailing, cable and select streaming services purchases, and 1 mile for every dollar on other purchases.

Cardholders can receive a $99 companion fare (plus taxes and fees from $23) plus 60,000 bonus miles after spending $3,000 or more within the first 90 days of opening your account. And each account anniversary year, you can earn another $99 companion fare when you spend $6,000 or more in the previous year.

The Alaska Airlines Visa Signature® credit card requires a $75 annual fee and has a 20.24% to 28.24% variable APR for purchases and balance transfers. There’s a balance transfer fee of $10 or 3% of the amount of each transaction, whichever is greater.

  • Issuer NameBank of America
  • Credit NeededGood/Excellent
  • Annual Fee$75
  • APR20.24% – 28.24% variable
  • Penalty APRup to 29.99%
  • Balance Transfer Fee$10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance FeeDirect Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater
    ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater
    Overdraft Protection Cash Advance (if enrolled): $12 for each transaction

  • Frequently fly on Alaska Airlines or its partner airlines.
  • Have the good to excellent credit required for approval.
  • Can use the annual companion fare.

Like most travel cards with a purchase minimum for the sign-up bonus, it makes the most sense to open this card when you’re ready to book your next trip with Alaska Airlines. Cardholders can receive a $99 companion fare (plus taxes and fees from $23) plus 60,000 bonus miles after spending $3,000 or more within the first 90 days of opening your account.

The Alaska Airlines Visa Signature® credit card has no foreign transaction fees, making it a good choice to use abroad. Cardholders can also earn 10% bonus rewards on all miles earned from card purchases with an eligible Bank of America account.

Editor’s Take

The Alaska Airlines Visa Signature® credit card is a good option for those who frequently fly with Alaska Airlines or its partner airlines. The card’s travel perks of a free checked bag for you and up to six guests, priority boarding and $100 off an annual Alaska Lounge+ Membership when you pay with your card are all valuable to frequent Alaska Airlines flyers. To maximize earnings, cardholders should pair the card with an eligible Bank of America account to earn a 10% rewards bonus on all miles earned.

For those who don’t exclusively fly with Alaska Airlines and its partner airlines, consider a more well-rounded travel credit card like the Chase Sapphire Preferred® Card. With $95 annual fee, the Chase Sapphire Preferred® Card offers a comparable sign-up bonus with more flexible ways to redeem your points for travel.

Cardholders can receive a $99 companion fare (plus taxes and fees from $23) plus 60,000 bonus miles after spending $3,000 or more within the first 90 days of opening your account.

Getting the most out of your Alaska Airlines Visa Signature® credit card is easy. Use your card to make eligible Alaska Airlines purchases and earn 3 miles per dollar, and earn 2 miles per dollar on eligible gas, EV charging station, local transit, ride-hailing, cable and select streaming services purchases, plus 1 mile per dollar on other purchases with no mileage limit.

Cardholders can receive a $99 companion fare (plus taxes and fees from $23) plus 60,000 bonus miles after spending $3,000 or more within the first 90 days of opening your account.

Miles can be redeemed for flights on Alaska Airlines or its airline partners, for hotel stays with Alaska Airlines Hotels, or for magazine subscriptions through the Magazines for Miles program.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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