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Amazon Business Prime American Express Card
Business owners who are power Amazon Prime shoppers might be good candidates for the Amazon Business Prime American Express Card. It gives you the choice of earning cash back rewards or taking advantage of special payment terms.
You can choose to receive either 5% cash back or get 90-day terms on select U.S. purchases at Amazon Business, Amazon Web Services, Amazon.com and Whole Foods Market. The 5% cash back applies to the first $120,000 in purchases each calendar year and 1% back thereafter.
The card also offers 2% back at U.S. gas stations and U.S. restaurants and on wireless services bought directly from U.S. providers, and 1% back on all other eligible purchases.
The Amazon Business Prime American Express Card has no foreign transaction fee. Other benefits include baggage insurance, access to the Global Assist Hotline, and car rental loss and damage insurance.
- Issuer NameAmerican Express
- Annual Fee$0
- APR19.49% – 27.49% variable
- Penalty APR29.99% Variable
- Cash Advance Fee29.99% Variable
- Are an Amazon Prime member who does a lot of business spending on Amazon.
- Want a no-annual-fee rewards card.
- Want to offset your Amazon spending with rewards.
Use the Amazon Business Prime American Express Card for all purchases that qualify for the 5% bonus rate, including Amazon Business, Amazon Web Services, Amazon.com and Whole Foods Market. You could also opt for the 90 days of no interest when you can’t pay your bill in full.
However, because you can only redeem rewards with Amazon, you might want to do your non-Amazon business spending using a card that has different bonus categories, a higher base rate, or more flexible redemptions such as a business travel card.
Editor’s Take
The Amazon Business Prime American Express Card is a no-brainer if you’re spending a lot on Amazon-related business expenses. The 5% cash back essentially works as a 5% discount on your Amazon spending. If you spread your spending around, you might want to go for a business credit card that has more flexibility or has bonus categories that better align with your spending style.
Dawn PapandreaContributor
New Amazon Business Prime American Express Card holders receive a $125 Amazon gift card upon approval.
Amazon Business Prime American Express Card holders can either take 90 days to pay interest-free or earn 5% back on select purchases with Amazon on up to the first $120,000 per calendar year, then 1%. You will also receive 2% back at U.S. gas stations and U.S. restaurants and on wireless services bought from U.S. providers, plus 1% back on all other eligible purchases.
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