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Aeroplan Credit Card

The Aeroplan® Credit Card from Chase is an airline rewards card co-branded with Air Canada. It offers bonus points for spending at grocery stores and restaurants and on travel booked directly with Air Canada. New cardholders can earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. The card also rewards regular spending – earn 500 bonus points (up to 1,500) for every $2,000 you spend in a calendar month.

The Aeroplan® Credit Card charges a $95 annual fee. The purchase annual percentage rate is 21.74% to 28.74% variable.

  • Issuer NameChase
  • Credit NeededGood, Excellent
  • Annual Fee$95
  • Regular APR21.74% – 28.74% Variable
  • Penalty APRUp to 29.99%
  • Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash Advance FeeEither $10 or 5% of the amount of each transaction, whichever is greater.
  • Foreign Transaction Fee$0

On Chase’s Secure Website.

  • Frequently fly with Air Canada.
  • Can earn the 60,000-point sign-up bonus after you spend $3,000 on purchases in the first 3 months from account opening.
  • Can use cardholder benefits such as free checked bags.

The Aeroplan® Credit Card has the most to offer when you use it for Air Canada flights. You’ll earn 3x points per dollar when you book directly with Air Canada. Additionally, you and up to eight traveling companions on the same reservation will get free first checked bags. With Aeroplan 25K status for the remainder of the calendar year and the following calendar year, you’ll get benefits such as priority airport services and upgrades to premium cabins on Air Canada-operated flights.

Editor’s Take

Frequent flyers of Air Canada can get a lot of value out of the Aeroplan® Credit Card. With elite status and free checked bags, you’ll save money on every Air Canada flight while earning elevated rewards – 3x points per dollar on Air Canada direct purchases. That can make the $95 annual fee worth it.

Jessica MerrittContributor

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.

You’ll earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. There’s also an ongoing bonus that rewards you 500 bonus points for every $2,000 you spend – up to 1,500 bonus points per month.

This card earns 3x points for each dollar spent on grocery stores, dining at restaurants including takeout and eligible delivery services, and Air Canada directly. 1x points for each dollar spent on all other purchases. Rewards can be redeemed for Air Canada flights or a statement credit to cover travel purchases, including hotels, car rentals, ride-hailing services and more.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

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Sarah Goldberg
Sarah Goldberg

Sarah is a seasoned financial market expert with a decade of experience. She's known for her analytical skills, attention to detail, and ability to communicate complex financial concepts. She holds a Bachelor's degree in Finance, is a licensed financial advisor, and enjoys reading and traveling in her free time.

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